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What is a Personal Loan? A personal loan, also called a signature loan, is an unsecured loan, which means you can borrow money with no collateral based on your credit.From consolidating debt to financing a purchase to improving your credit, people choose personal loans because interest rates are usually lower than credit cards, which can save ...
Learn more about personal loans. A personal loan is money borrowed from a bank, credit union or online lender that you pay back in fixed monthly installments, typically over two to five years, along with interest.
Even with bad personal credit, you still have financing options for your small business. Alternative lenders offer loans for borrowers with spotty credit histories.